Installments

The Installments functionality is only available for credit cards.

We will tell you how we process purchases with installments made with credit cards.

Purchases with Installments

This functionality allows processing transactions with installments, (monthly payments in 🇲🇽Mexico) so that your customers can finance their purchases.

Scope

With our credit cards, your customers can buy in installments in 🇧🇷Brazil, 🇲🇽Mexico, 🇦🇷Argentina and 🇨🇴Colombia.

In 🇧🇷Brazil, the installments are financed by the merchant, while in the rest of the countries, they are financed by the issuer.

Operation

Each time an authorization arrives with the installments node and the quantity field greater than 1, it is a purchase with installments. At that moment, you will have to deduct the total amount of the purchase from your customers' limit to ensure that you can collect that money in subsequent summaries.

When authorizing the transaction, you will have to follow these steps depending on the country where you are operating. Let's see!

Country-specific details